Plaid Webhook Tester
Plaid uses webhook_type + webhook_code in combination to indicate what happened. HookRay highlights the pair plus the item_id and new_transactions count.
What HookRay Highlights from a Plaid Webhook
webhook_type"TRANSACTIONS"TRANSACTIONS, AUTH, ITEM, etc.
webhook_code"DEFAULT_UPDATE"DEFAULT_UPDATE, ERROR, etc.
item_id"item_4NW9bQK2m9Tr8A"new_transactions3Non-zero on TRANSACTIONS updates. On ERROR webhooks, expect an `error` object at this level instead.
environment"sandbox"sandbox or production.
{
"webhook_type": "TRANSACTIONS",
"webhook_code": "DEFAULT_UPDATE",
"item_id": "item_4NW9bQK2m9Tr8A",
"new_transactions": 3,
"removed_transactions": [],
"environment": "sandbox"
}Same payload, no parsing — you scroll, you scan, you guess.
Test a Plaid Webhook in 30 Seconds
- 1
Get a free webhook URL
Click Start Testing — HookRay generates an instant URL like
https://hookray.com/api/hook/abc123. No signup. - 2
Paste it into Plaid
Open the Plaid webhook settings (docs), paste the HookRay URL as your endpoint, and pick the events you want to receive.
- 3
Trigger an event, inspect the payload
Trigger a test event in Plaid. HookRay captures the payload for raw inspection and one-click replay. The field guide above shows the 5 Plaid paths the upcoming parser will surface — use it as a cheat sheet while you wire up your handler.
HookRay vs Generic Webhook Testers
| Capability | webhook.site | HookRay |
|---|---|---|
| Free tier | ✓ 100 req | ✓ 100 req/mo |
| No signup required | ✓ | ✓ |
| Plaid-specific field parsing | — | |
| One-click replay | ✓ (Pro) | ✓ Free |
| 30-day history | $9/mo | $9/mo |
| Persistent URLs | $9/mo | $9/mo |
See the broader comparison in The 7 Best Webhook Testing Tools (2026).
Start Testing Plaid Webhooks Now
Free, no signup. Raw capture and replay included; Plaid smart parsing previewed above.
Get a Free Webhook URL